I usually prefer the online method because it’s quick and you can check your salary anytime without visiting an ATM or branch. For Ratibi users, the easiest option for me has been checking through the PPC portal using the card details. It only takes a minute once you know the steps properly.
A while back I was also confused about the process, especially with the card ID and the SMS method, but I found this updated guide on ratibi balance check number and it explained everything clearly in a simple step by step way. The screenshots and methods were actually easy to follow compared to a lot of outdated pages online.
You can either use the online inquiry portal if you have internet access or use SMS and ATM if you’re outside or traveling. I’d say online checking is probably the fastest option for daily use because it shows the balance instantly without waiting in line anywhere.
